“I called them after a big wind storm tore the fascia off part of my roof. They came by and inspected the roof to make sure no other damage had occurred and were able to give me an estimate fairly quickly. They got me on the schedule within a few days and got it done in a reasonable amount of time.”

Flexible Payment Options
Roof Financing Made Simple
See your estimated monthly payment in seconds, then get pre-qualified in minutes with a soft credit check that never touches your score. $0-down plans, flexible terms, and rates as low as 4.99% APR.
- GAF Master Elite
- 4.9★ · 661 Google Reviews
- Licensed & Insured
- W-2 Crews, No Subs
Get Pre-Qualified Today
Soft credit check only. No impact to your score, no obligation.
“Huge shout out to Legacy Roofing for installing our new roof! … They have financing available if you’re in need of that! … 10/10 phenomenal service from all of them!”
Real Legacy Roofing customers, in their own words
Why Homeowners Finance
Your Roof Doesn’t Wait for Payday
Hail and wind don’t check your savings account first. Financing lets you restore your roof now and keep your home protected, even while an insurance claim is still in progress.
It’s also how homeowners cover a deductible or upgrade to a stronger system without draining savings. We help you understand exactly what your claim covers and what it doesn’t, then finance the rest.
And when a repair can’t wait, a small leak becomes a big problem fast. Spreading the cost over manageable monthly payments beats paying it all at once, and beats letting the damage spread even more.
Payment Calculator
Estimate Your Monthly Payment
Move the slider to see estimated monthly payments and rates, then get pre-qualified online. It only takes a few minutes and will not affect your credit score.
Estimated Monthly Payment
Term length
Estimates only, for illustration. Actual rates, terms, and monthly payments depend on the lender and your credit. Pre-qualifying is a soft credit check and will not affect your credit score.
Why Legacy
Financing Built Around Utah Homeowners
Clear numbers, quick answers, and plans that fit a real monthly budget.
Soft Credit Check to Start
See the rates and amounts you may qualify for with zero impact to your credit score.
$0 Down Options
Qualified homeowners can start their project with nothing due upfront.
Terms Up to 120 Months
Pick a shorter term to pay less overall or a longer one to lower the monthly payment.
Insurance & Deductible Help
Cover your deductible or the out-of-pocket portion of a storm claim, and we’ll coordinate both.
GAF-Certified Quality
Financing never means cutting corners. You get the same Master Elite installation and enhanced warranty.
Fast Approvals
Most homeowners pre-qualify in minutes, so your project is never held up waiting on paperwork.
Proof From Above
The Roofs Behind the Payment Plans
Aerial footage and real projects from Legacy crews across Northern Utah. Financing never changes the work: same GAF Master Elite installation, same W-2 crews.




Simple Process
From Estimate to Installed in Three Steps
Check Your Numbers
Use the calculator for an instant estimate, then pre-qualify online in minutes with a soft credit check.
Choose Your Plan
We pair your free, written roof estimate with real plan options so you can pick the payment that fits.
We Install, You Pay Monthly
Our W-2 crew installs your new roof on today’s pricing and you pay over time.
Reviews · Google ★★★★★
Trusted by Utah Homeowners.
Real homeowners. Real projects. Real Google reviews.
“Had another roofing company do this roof and give me a supposedly great warranty from Salt Lake but I had to have them come back out twice for leaks and finally contacted GAF Recommend recommended legacy roof roofing. Jesse with legacy roofing came out assessed the roof fixed the leak and is to working to make us whole. I recommend legacy roofing”
“We contacted Ryan at Legacy Roofing about replacing some trim around our roof that had been damaged in the wind. He came out the same day and gave us a quote the next. Our quote included the repairs we requested, and also a separate option to replace some trim that looked crumpled. There was no pressure to do the additional work, but the quote was very reasonable so we opted to have them do the additional trim as well. When we were ready to do the repairs, Andreas and his crew came the day after we contacted them and had the work done in a few hours. Everyone was really nice, professional, and I would not hesitate to use their services again.”
“Legacy Installed my Tesla Solar roof 4 years ago. It works great! When a part of flashing came lose after a gnarly wind storm, they came right out and fixed it for free--and it's 4 years later! That is next level service and commitment to quality!”
“Huge shout out to Legacy Roofing for installing our new roof! They are very helpful in answering any and all questions you may have! They have financing available if you're in need of that! They are super professional and once they start installing your roof they get it done super quick and have a good quality assurance check after the roof is installed! 10/10 phenomenal service from all of them!”
“Look, no one wants to replace their roof. It's like buying insurance: expensive, and something you hope you never really need. But when the time comes, it matters that you chose the right company. For me, that was Legacy Roofing. I worked with Adam, who came out and performed a thorough inspection of my roof and identified several issues I wasn't even aware of. He answered every one of my questions, addressed my concerns, and patiently walked me through the entire roof replacement process. The installation crew was excellent. They completed the job quickly, took care to protect my home and yard, and did a great job cleaning everything up afterward. The workmanship was solid, and the finished…”
Checking Your Options Costs Nothing
The estimate is free, pre-qualifying is a soft credit check, and neither commits you to anything. We’ll give you honest numbers and the decision is always yours.
FAQ · 06 Items
Questions? Answered.
Everything you need to know before you reach out.
No. Getting pre-qualified is a soft credit check that shows the rates and amounts you may qualify for without any impact to your credit score.
Loan amounts and terms vary by lender and your qualifications. The calculator above shows estimated monthly payments, and pre-qualifying gives you real numbers in a few minutes.
It depends on the amount you finance and the term you choose. Use the payment calculator above for an instant estimate, then pre-qualify to see your exact rate and payment in minutes.
Plans run up to 120 months, and longer terms are sometimes available through our lending partners. A longer term lowers your monthly payment, a shorter one costs less overall, and the choice is yours.
Yes. Financing is a common way to cover your deductible or any out-of-pocket portion of a storm restoration or insurance claim. Our team will walk you through what your claim pays for first.
Most homeowners get pre-qualified in just a few minutes online. Once you choose your roofing plan, final approval and funding are usually quick so we can start work without delay.
Next Step · 01
SEE WHAT YOU QUALIFY FOR IN MINUTES.
A quick soft credit check shows your real options with zero impact to your score. $0 down, flexible monthly payments.